Thank you for using Crosser. These Terms of Use apply between you and the company that provides Crosser, "TAKAPIA"

You must read and agree to the Terms of Use (“Agreement”) as it constitutes a binding agreement between you and Crosser

I. Terms

1. Acceptance of Terms of Use

By using the Services, you agree to this Agreement, our privacy policy and safety tips, and all the terms and conditions applicable to the in-app purchases you perform.

2. Qualification

In order for you to use the service, you must be at least 18 years old and your use of the service must not be prohibited by law. You are in accordance with the law and promise not to be a convicted felony or sex offender.

3. Your account

If you use Facebook, Apple (iOS), LINE, KAKAO, Gmail logins to connect to Crosser, for Crosser use, you are logged in using our applicable Platform ID. You must approve to be able to connect to certain information on your Platform. Y ou agree to maintain your account securely and confidentially

4. Service change and cancellation

We may change or suspend all services at any time. You may terminate your account in the settings and have the right to terminate your account with us on your behalf if you violate this Agreement or if we deem your use of the Services inappropriate

5. Safety: Interaction with other members

Crosser is not responsible for your behavior or any interaction between them, online or offline, and we do not verify your identity. Be careful when interacting with people on or outside the Crosser.

6. Right that Crosser grants you

Crosser grants you a personal, global, royalties, non-transferable, non-exclusive, revocable, and non-relicensable license that you can use to connect to the Services. This license is solely for you to enjoy and enjoy the benefits of the services that Crosser intends to allow in this Agreement. Therefore, you agree that you will not:

We may investigate the illegal and / or unauthorized use of the Service and take possible legal action, including the termination of your account. All software we provide to you can be automatically downloaded and installed for upgrades, updates, or other new features. You can adjust such automatic downloads through your device settings.

7. The right you grant to Crosser

You grant Crosser the right to display your profile and content for the limited purpose of operating the service and researching and developing new things.

8.Community rules

By using the Services, you agree that you will not:

If you violate this Agreement, misuse the Service, or act in a manner that Crosser considers inappropriate or illegal, including actions or communications that occur inside or outside the Service, Crosser will investigate your account. , You reserve the right to cancel any purchase without refund.

9. Content of other members

Although Crosser reserves the right to review and remove content that violates this Agreement, such content is the sole responsibility of the posting member and Crosser complies with this Agreement for all content. We cannot guarantee that. If you find content that violates this agreement in the service, please report it within the service or by using our inquiry form.

10. In-app purchase

Crosser may offer you to purchase products and services at any time (“in-app purchase”) through iTunes, Google Play in-app payments or other Crosser-approved payment platforms. If you choose in-app purchase, you will receive a purchase confirmation message from the relevant payment service provider. Then, in your payment method (your card or a third-party account such as Google Play or iTunes) (your "payment method"), the in-app purchase fee and the price displayed for the service you have selected. You will be charged any other sales tax or similar taxes that may be levied on the settlement. You authorize Crosser or, where applicable, a third party to charge you. If you purchase a subscription service that is automatically extended through in-app purchases, you will continue to be charged for the subscription service until you cancel with your payment method. If your first Paid Subscription Service contract period expires and the subsequent Paid Subscription Service period expires again, your Paid Subscription Service will automatically continue for the additional period at the price you agree to.

Automatic renewal: automatic card payment The Paid Subscription Service will be automatically renewed until you cancel or cancel the Paid Subscription Service. When you purchase a paid subscription service, you will be pre-charged monthly with the fee you agreed to when you purchased the first subscription service within 24 hours of the first purchase date using your payment method. Your credit card payment information is contractually stored for automatic card payment and will continue to be used.

You may unconditionally withdraw your consent for automatic card payments at any time by going to Crosser's settings or related third party accounts. However, please note that you still have an obligation to pay the unpaid amount. If you want to change or cancel your paid subscription service, even if you delete your account or the Crosser app on your device, log in with a third party account (or Crosser settings) and follow the steps to get your paid subscription service. You have to cancel or cancel the contract. Deleting the Crosser app on your Crosser account or on your device will not cancel or cancel your paid subscription service. Crosser reserves the right to charge all funds with your payment method before you cancel or cancel your paid subscription service with Crosser or a third party account. When canceling or canceling the paid subscription service You can use the paid subscription service until the end of the paid subscription service period at that time, and the paid subscription service will not be renewed after the applicable paid subscription service period expires. If you settle directly to Crosser using your payment method, additional terms and conditions apply. When you settle directly to Crosser, Crosser can correct any billing errors or errors that Crosser makes, even if you have already requested or received the payment. In the unlikely event that you begin to refuse or make a reverse payment for a payment made using your payment method, Crosser may immediately terminate your account in its sole discretion. You can visit Crosser and go to Settings to modify your payment method information. In the unlikely event that payment is not successful due to expiration, insufficient funds or other reasons, or if you do not cancel or cancel the paid subscription service without correcting the payment method information, you will be liable for the unpaid amount. , When we update your payment information, we will give you the right to continue to charge for your payment method. This may change your billing date. You also authorize us to collect replacement and updated credit and debit card numbers and expiration date information as required by your credit and debit card issuers. Your terms and conditions of payment may also be determined by a contract between you and a financial institution, credit card issuer or payment service provider of your choice based on your payment method. Super-like and other virtual items. You are always restricted and personal, non-transferable and non-relicensable, you can purchase revocable licenses and use "virtual items", including, but not limited to, Super-Like. (Commonly known as "virtual item"). The virtual item balance that you see in your account is a number about your license limit and does not reflect your actual balance or storage value. There is no additional charge even if you do not use virtual items. However, the license for the Virtual Item granted to you will expire under the terms of this Agreement when Crosser suspends service or your account is closed or terminated. Crosser reserves the right to charge a fee for the right to access and use the virtual item in its sole discretion and may also distribute the virtual item for a fee or for free. Crosser can manage, regulate, control, modify, or delete virtual items at any time. Crosser does not assume any liability to you or any third party when exercising such rights. Virtual items can only be repurchased through the service. All purchases and repurchases of virtual items through the service are final and non-refundable. Virtual items used within the service are services that will begin with your consent to purchase such virtual items. You are not obligated to refund the virtual item for any reason, and you may or may not be willing to pay for the virtual item that you did not use in the account when the account was closed. I admit that I will not do it.

11. Refund

Refund request: If you subscribe using your Apple ID, refunds will be processed by Apple, not Crosser. To request a refund, go to iTunes, click your Apple ID, select "Purchase Breakdown", find the transaction and click "Problem Report". You can also submit your request at https://getsupport.apple.com. If you used a Google Play Store account or applied for a paid subscription service directly through Crosser: Please contact our customer support team with your Google Play Store or Crosser order number. You can find your order number in the Google Play Store by logging in to your order confirmation email or Google Pay Send. The Crosser order number is provided in the order confirmation email. Please enter your order number and the email address linked to your account. If you are an Android user, you can only refund within 3 days from the date of purchase of the paid subscription service, and if you exercise your right to cancel within 3 days (unless you purchased with an Apple ID controlled by Apple), we will contact you. We will refund or ask Google to refund all payments received within 14 days of the date you are notified of your decision to cancel your contract without undue delay. We will use the same payment method you used in your first transaction to make such a refund. Under no circumstances will we charge you a refund fee. Once you have explicitly agreed and acknowledged that you will lose your right to cancel, you will not be able to cancel your order for the provision of digital content that is not sent by physical means once the order processing has begun. For example, individual purchases of virtual items. That is, such purchases are final and non-refundable.

12. Price

Crosser operates a global business and serves a diverse membership community. Our pricing structure depends on region, paid subscription service duration, bundle size, latest in-app purchase promotions and other factors. We test new features and price ranges and strive to take advantage of improved features and payment options when members choose.

13. Copyright

If you believe your work has been posted on the service in violation of copyright, please contact the official CS Center email takapia7777@gmail.com

14. Denial of liability

Our services are provided "as is" and we disclaim our legal liability for the quality, safety or reliability of our services.

15. Limit of liability 

To the extent permitted by law, we limit our liability to you for certain types of damages regarding your use of the Services, the actions of other users and allegations of unauthorized connection or use of your Content. Our total liability does not exceed the fees you pay us.

16. arbitration

Our contract includes a mandatory arbitration clause. You agree that all disputes will be resolved by arbitration and you waive your jury's jurisdiction or right to participate in a class action proceeding.

17. Governing law, court place

Korean law applies to this agreement. Proceedings against disputes related to this agreement must be filed in South Korea.

18. Disclaimer

You agree to disclaim us from any proceedings arising out of your use of the Services, your Content or your breach of this Agreement.

19. Complete contract, etc.

If you purchase any personal information handling policy, cookie policy, security help, arbitration proceedings (if applicable), and any additional features, products or services we propose in our Services, you have disclosed and agreed. With all terms, this Agreement includes a complete agreement between you and Crosser regarding your use of the Services. If any provision of this Agreement becomes invalid, the other provisions of this Agreement will remain in full force. The inability of us to exercise or enforce any of the rights or provisions of this Agreement does not waive any such rights or provisions. You agree that your Crosser account is non-transferable and that all your rights to your account and its contents will expire upon your death. No agent, partnership, joint venture, trustee, or any other special relationship or employment will result from this Agreement and you may not represent or bind Crosser in any way.

II. Privacy Policy

Crosser’s Provider ‘TAKAPIA’ is well aware of the importance of your personal information to you and will exercise our best efforts to protect the security and reliability of your personal information. we promise that we will use well -developed security solutions in the industry and take the corresponding security protection measures to protect your personal information.

This Policy applies to the products and services of Crosser, and prior to using the products and services of Crosser, you must read this Policy carefully and thoroughly understand this Policy, and use the relevant products or services upon confirming that you fully understand and agree to this Policy.

starting to use the various products or services of Crosser, you have fully understood and agreed to this Policy.

If you have any questions, opinions or suggestions concerning the content of this Policy, please contact our official email

takapia7777@gmail.com

1. How We Collect and Use Your Personal Information

Personal information means various types of information recorded by electronic or other means that can, independently or in combination with other information,identify a specific natural person or reflect the activities of a specific natural person.

We will collect and use your personal information for the following purposes set forth in this Policy:

1.1 To Help You Become Our User

To complete the creation of your account so that we can provide you with services, you are required to provide the following information: your mobile phone number, email address, profile photo, nickname and gender, and create a username and password. For the purpose of service and notice, we may sendmails and messages to you through the information aforesaid

1.2 Information Provided by You to Us

Relevant personal information that you provide to us when registering for an account or using our services, such as your mobile phone number, email address,shared information that you provide to another party by using our services, and the information stored when you use our services. You shall ensure that you have obtained the authorization and consent of such party before you provide Crosser with the aforementioned personal information of the party. When you use our face recognition service, you specifically agree to the collection of your facial recognition information by us or another party.

1.3 Information We Collect During Your Use of the Services

To provide you with results that better meet your requirements and identify abnormal account activity, we will collect information about your use of services and how you use the services, and associate the information that shall include the follo wing.

Device information: we will receive and record information about the device you use, such as the device model, operating system version, device settings, unique device identifier and other information on software and hardware features, and information bout the location of the device, such as the IP address, GPS location and and Wi-Fi access point, Bluetooth, base station and other sensor information that can provide relevant information, based on the specific permissions that you grant when installing and using the software. Please note that device information, log information, etc., cannot be independently used to identify information on a specific natural person. If we combine such non-personal information with other information to identify a specific natural person, or use the same in combination with personal information, such non -personal information shall be deemed to be personal information during the period in which the information is used in combination with personal information, and unless author ized by you or otherwise provided for by laws and legislations, we will anonymize or de-identify such personal information. When you contact us, we may store your correspondence/call records and content or contact details or other information left by you f or the purpose of contacting you or helping you resolve issues, or recording the handling plan and outcomes of relevant issues.

1.4 To Provide You with Security Safeguards

To improve the security of your use of the services provided by us and our affiliates and partners, protect the personal safety of and prevent infringement of the property of yourself, other users, or the public, take better measures against phishing websites, fraud, network vulnerabilities, computer viruses, cyberattacks, network intrusi ons and other security risks, and more accurately recognize violations of laws and legislations or the provisions of relevant agreements and regulations of Crosser, we may use or combine your user information, transaction information, device information, r elated network logs and information shared by our affiliates and partners with your authorization or in accordance with the law to comprehensively determine your account and transaction risks, conduct identity verification, detect and prevent security incidents, and conduct the necessary recording, audit, analysis and disposal measures in accordance with the law.

1.5 Other Purposes

We will obtain your prior consent when using the information for any other purpose not covered by this Policy, or using the information collected for a particular purpose for any other purpose.

1.6 Exceptions to Obtaining Authorization and Consent

According to the provisions of relevant laws and legislations, we are not required to obtain your authorization and consent when collecting your personal information in the following circumstances:

If we cease operations of the products or services of Crosser, we will cease further collection of your personal information in a timely manner, notify you of the cease in the operations by sending a notice to every user or through an announcement, and delete or anonymize the personal information held by us.

2. How We Use Cookies and Similar Technologies

2.1 Cookies

To ensure the normal operations of the website, secure easier access for you and recommend content that may be of interest to you, we will store small data files called cookies on your computer or mobile device. Cookies often contain identifiers, site names and some numbers and characters. Cookies allow the website to store your preferences and other data.

2.2 Web Beacons and Pixel Tags

Aside from cookies, we may also use web beacons, pixel tags and other similar technologies on the website. For example, an email that we send you may contain a link to content on our website, and if you click this link, we will track this click to help us understand your preferences for products or services so that we can proactively improve the customer service experience. A web beacon is usually a transparent image embedded in a website or in an email. A pixel tag in an email allows us to know whether the email has been opened. If you do not wish to have your activity tracked in such ways, you may unsubscribe from our mailing list at any time.

3. How We Share, Transfer, and Publicly Disclose Your Personal Information

3.1 Sharing

We will not share your personal information with any company, organization and individual other than the service providers of Crosser, except in the following circumstances.

3.1.1 Sharing upon obtaining your express consent

: we will share your personal information with another party upon obtaining your express consent.

3.1.2 Sharing when required by law

: we may externally share your personal information in accordance with the provisions of laws and legislations, based on the requirements of resolving actions and disputes or as legally required by anadministrative or judicial authority.

3.1.3 Sharing with authori zed partners:

some of our services will be jointly provided by us and the authorized partners only for the purposes set forth in this Privacy Policy. We may share some of your personal information with the partners to provide better customer service and a better user experience. For example, we may arrange for the partners to provide the services. We will share your personal information only for legitimate, appropriate, necessary ,specific and defined purposes, and will only share the personal information that is necessary for provision of the services. Our partners shall have no right to use the shared personal information for other purposes irrelevant to the products or services. We may send the information to the suppliers, service providers and other partners that provide support to our businesses, where such support includes but is not limited to providing technical infrastructure services, analyzing how our services are used, measuring the effectiveness of advertisements and our services are used, measuring the effectiveness of advertisements and services, providing customer service, facilitating payments or carrying out academic research and surveys. We will enter into strict data protection agreements with companies, organizations and individuals with which and whom we share personal information and require them to process the personal information in accordance with our instructions, this Privacy Policyand any other relevant confidentiality and security measures.

3.2 Transfer

We will not transfer your personal information to any company, organization and individual, except in the following circumstances.

3.3 Public Disclosure

We will only publicly disclose your personal information in the following circumstances:

3.4 Exceptions to Obtaining Prior Authorization and Consent when Sharing,Transferring and Publicly Disclosing Personal Information

We are not required to obtain your prior authorization and consent when sharing, transferring and publicly disclosing your personal information in the following circumstances:

4. How We Protect the Security of Your Personal Information

4.1

We have an industry leading data security management system addressing the data lifecycle with data at the core, and improve the security of the whole system in multiple dimensions ranging from organizational development, system design, personnel management, product technology and other aspects.

4.2

We will exercise our best efforts to avoid collecting irrelevant personal information by taking reasonably practicable measures. We will only retain your personal information for as long as necessary to fulfill the purposes set forth in this Policy, except where it is necessary to prolong the retention period or permitted by law.

4.3

As the Internet is not an absolutely secure environment, we strongly advise against sending personal information using communication methods that are not recommended by Crosser. You can establish contact and share with others through our services. When you establish communication, conduct a transaction or share through our services, you can independently choose who you want to communicate, transact or share with as the third party who can see relevant information such as your transaction content, contact details, exchanges or shared content. Please contact the Crosser of official email immediately if you find that your personal information especially your account or password has been divulged, so that we can take the corresponding measures according to your request. Please note that when you use our services, the information you share voluntarily or even publicly may involve personal information or even sensitive personal information about yourself or others, such as when you choose to upload pictures containing personal information. Please give more prudent consideration as to whether to share or even publicly share relevant information when using our services. Please use complex passwords to help us keep your account secure. We will exercise our best efforts to ensure the security of any information you send us. At the same time, we will also report the disposal of personal information security incidents in accordance with the requirements of regulatory authorities.

5. How You Can Manage Your Personal Information

You can access and manage your personal information in the following ways:

5.1 Accessing Your Personal Information

You have the right to access your personal information, except in exceptional circumstances provided for by laws and legislations. You can access your personal information on your own by the following means:

Profile

5.2 Correcting or Supplementing Your Personal Information

If you find an error in your personal information processed by us, you have the right to require us to correct or supplement the personal information. You can submit an application to correct or supplement the personal information through the approach specified in Clause '(5.1) Accessing Your Personal Information' in this section.

5.3 Deleting Your Personal Information

You can delete part of your personal information through the approach specified in '5.1'. Accessing Your Personal Information' in this section. And You can delete all of your account and info through following steps : My page – Setting – See the FAQ – Delete Account You can request us to delete the personal information in the following circumstances:

5.4

Restricting Automatic Dec ision-making by Information Systems We may rely only on non-manual automatic decision-making mechanisms including information systems and algorithms to make decisions for certain operation functions. If such decisions significantly impact your legitimate rights and interests, you have the right to request an explanation from us.

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5.5 Responding to Your Above

- mentioned Request For security purposes, you may need to provide a written request or prove your identity through other means. We may first request you to verify your identity before processing your request. We will give a reply within 30 days. In principle, we will not charge you for reasonable requests, but for repeated requests that exceed a reasonable level, we will charge you for certain costs as the case may be. We may reject requests that are repeated without just cause, require excessive technical means (such as requiring the development of a new system or a fundamental change in existing practices), expose the legitimate rights and interests of others to risks or are extremely impractical. We will not be able to respond to your request as required by laws and legislations in the following circumstances:

the request involves trade secrets.

6. How We Process the Personal Information of Minors

Crosser is basically impossible for minors to sign up. A minor must not create his or her own user account without the consent of his or her parentor guardian. If you are a minor, we recommend that you ask your parent or guardian to read this Privacy Policy carefully, and obtain the consent of your parent or guardian before using our services or providing us with information.